Which of the following would convey a property?

Prepare for the Affinity Real Estate and Mortgage Services Exam. Utilize flashcards, multiple-choice questions with detailed hints, and explanations. Ace your exam with confidence!

A warranty deed is a legal document that conveys property ownership from one party to another, ensuring that the grantor (the person transferring the property) is providing a guarantee of clear title to the buyer. This type of deed includes promises from the grantor that the property is free from any liens or encumbrances that would affect the buyer's ownership, as well as the grantor's commitment to defend against any claims to the title in the future.

In the context of conveying property, a warranty deed is one of the most common and comprehensive types of deeds used in real estate transactions. It provides not only the transfer of ownership but also legal assurances to the buyer, making it a preferred choice for both parties involved in the sale.

The other choices, while related to real estate, serve different purposes. A deed rider is used to add additional terms or covenants to an existing deed rather than transfer ownership. A note is a financial instrument that outlines a borrower's promise to pay back a loan, typically associated with the mortgage process rather than the transfer of property itself. A deed of trust, while it relates to the lending process, serves as a security instrument for the loan and does not in itself transfer ownership of the property.

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